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Auto Loan Refinance
See your break-even point, monthly savings and a clear refinance verdict for your current auto loan.
Current Auto Loan
Remaining Balance $18,000
$
$1K$100K
Current Interest Rate 8.50%
%
1%25%
Remaining Months 48 months
months
6 mo84 mo
Current Monthly Payment
$
New Refinance Terms
New Interest Rate 5.99%
%
1%20%
New Loan Term
Refinancing Fees
$
Refinance Analysis
Monthly Savings
$0
Difference in monthly payment
$0
Current Payment
$0
New Payment
0 mo
Break-Even
$0
Total Savings
Cost Comparison
Current Loan — Remaining Interest
$0
New Loan — Total Interest
$0
Net Savings (interest only)
$0
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Should I Refinance?
Calculating...
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Watch out for term extension traps: Extending from 24 remaining months to a new 60-month term lowers your payment but adds 3 extra years of interest — potentially costing you more overall. Always check total interest paid, not just monthly payment.
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