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🎓 Education Tool

College Savings
529 Plan

Project how much your 529 plan will grow — and how much you need to save monthly to cover tuition and expenses.

Child & College Details
Child's Current Age 5 years old
years
017
College Start Age
years
College Type
Annual College Cost (today's $)
$
Number of College Years
College Cost Inflation Rate
%/yr
% of Cost You Want to Cover
Your 529 Plan
Current 529 Balance
$
Monthly Contribution $300/mo
$
$0$2K
Expected Annual Return
%
529 State Tax Deduction (annual)
$
/yr max
Your State Tax Rate
%
College Savings Projection
Funding Gap at College Start
$0
Projected savings vs projected cost
$0
Projected College Cost
$0
Projected Savings
$0
Monthly Needed
$0
Annual Tax Savings
Total Projected College Cost
$0
Projected 529 Balance
$0
Current Balance (today)
$0
Contribution Scenarios
Monthly Contribution529 at 18CoversGap
Year-by-Year Growth
Child's Age529 BalanceContributionsGrowth
🎓

College Savings Assessment

Calculating...

💡
529 plan advantages: Tax-free growth, tax-free withdrawals for qualified education expenses, and state income tax deductions in most states. Even $100/month started at birth grows to $40,000+ by age 18 at 7% return. Start early — time is the most powerful variable.

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