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Debt Consolidation
Find out if consolidating your debts will actually save you money — or set a trap.
Your Current Debts
Add all debts you want to consolidate
Debt Name
Balance
Rate%
Consolidation Loan Terms
Consolidation Interest Rate
%
Loan Term
Origination Fee (% of loan)
%
Consolidation Analysis
Monthly Payment Savings
$0
vs combined minimum payments
$0
Current Payments
$0
New Payment
$0
Interest (Current)
$0
Interest (New)
Cost Comparison
Total Cost — Current Path
$0
Total Cost — Consolidated
$0
Net Savings (or Cost)
$0
✅
Consolidation Verdict
Calculating...
⚠️
The trap to avoid: Consolidation can lower monthly payments by extending your loan term — even at a lower rate. If you stretch 2 years of debt into 7 years, you may pay more total interest. Always compare total interest paid, not just monthly payments.
Find the Best Consolidation Rate
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