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Extra Mortgage
Payment

Pay off your mortgage faster. Enter an extra monthly amount or a target payoff date — see exact months saved and interest saved.

Your Current Mortgage
Loan Balance $280,000
$
$10K$2M
Interest Rate 7.00%
%
1%12%
Remaining Term 25 years
years
1 yr30 yr
Current Monthly Payment (P+I)
$
Extra Payment Options
Extra Monthly Payment $200/mo
$
$0$2K
Results
Interest Saved
$0
Calculating...
0 mo
Months Saved
—
New Payoff Date
$0
Old Total Interest
$0
New Total Interest
Payoff Timeline
Without Extra Payment
0 mo
With Extra Payment
0 mo
Required Extra Payment by Target Date
To pay off in 20 years, pay an extra:
$0/mo
Total monthly: $0
Yearly Savings Schedule
YearBalance (orig)Balance (extra)Diff
💡
The power of small extra payments: An extra $200/month on a $280,000 mortgage at 7% saves over $80,000 in interest and 5+ years. Even $50/month makes a meaningful difference — applied directly to principal.

Pay Off Your Mortgage Sooner

Our mortgage specialists can restructure your payment plan for maximum savings.

💬 Talk to a Specialist →